Last week Aetna rejected my health insurance application because I took accutane for acne 2 years ago. (No, this is not a lie).
The idiot of an insurance agent I was working with won't return my phone calls or e-mails (thanks, you're a gem), so I had to apply online for a bunch of other companies.
Humana sends me an e-mail that they've approved me, so log in and they'll give me the details.
For a mere $225 a month (25% of my monthly income), they'll insure me. However they won't cover any prescriptions, including antidepressants or adderall, and I have a $5,000.00 deductible.
So basically they want 25% of my monthly income to cover nothing. And I get to pay out of pocket for all medications. GEE how can I thank you Humana?
Unfortunately I don't really have a choice but to take it, so I log in to try to complete the application and have them charge my credit card, etc....
I am directed to the log in screen.
Log in.
Click "finish my application."
Directed to the log in screen.
Log in.
Click "finish my application."
Directed to the log in screen.
Over. And over. And over. And over.
SERIOUSLY?!?!?!!?!?
Why does nothing ever work?
I am about to break out in hives at the thought of having to call Humana and try to sort this out over the phone.
I am approximately 3 days away from quitting my life.
Buying an individual health insurance policy is a nightmare. TERRIBLE. I totally believe you were turned down just because of the accutane prescription. I have so many horror stories from friends in your shoes. Not even trying to be snarky here, but going through this process has made so many Republican friends of mine rethink their views on universal health care, or more oversight and regulations on health care companies. It is so disgusting that you cannot BUY an insurance policy.
ReplyDeleteDon't quit your life. Someone will insure you. It just sucks that you are going through this.
ReplyDeleteDon't quit.
ReplyDeleteI have to buy my own health insurance and my payment went up $200/month because two years ago I was PRESCRIBED (never had the prescription filled) migraine medicine during the Barzam. Never had it filled and am now paying $200/mo more than I otherwise would. Insurance sucks!
No. Way. Because you took accutane??? That makes me mad for you!!!! Fuming.
ReplyDeleteSince my husband isn't on my insurance, I will civil union you onto mine... :)
ReplyDeleteOh my God. That is so frustrating!!! I feel frustrated just reading about it!!! I'm sorry LF!!!!
ReplyDeleteDude. Did I not propose marriage to you already? There are tax benefits too!
ReplyDeleteDid you by chance look into Blue Cross Blue Shield? They have a Youth Blue plan for people under 30. I am using it since going part time at work so I could go full time at school and only pay about $65 a month.
ReplyDeleteGood luck and don't give up!!!!
I HATE dealing with grown up crap like this! Makes you realize how nice it was when your parents took care of it all for you! Good luck girly!
ReplyDeleteThat's the worst- I hate it for you! Side note- I took accutane 2 times and my face is still effed up (4 years later). What gives? We're not in jr high.
ReplyDelete